Glück Conviction Score™ ⓘ
UMBF
UMB FINANCIAL CORP
🟢
Conviction × Timing — fundamental hohe Conviction trifft auf ein positiv drehendes Timing (Momentum/FTD). Der günstige Quadrant des Modells.
Effektiv: Stark
Mittel
Bedeutung der Einstufung ⓘ
Insider
0,0
Keine Insider-Käufe
Institutionell
63,1
67 neu, 158 erhöht, -870302K $ netto
Aktivist
17,6
Kein 13D/13G
Risikofreier Zins (T-Bills): 3,69% (Stand: 31.05.2026)
Score-Verlauf (90 Tage)
Farbzonen = Stärkestufen (Sehr schwach … Sehr stark). Exit-Score unter der Schwelle = Timing-Ausstieg. Komponenten per Legende einblenden.
Kursverlauf (12 Monate)
Technische Indikatoren
Technical-Score basiert auf 12 Indikatoren (Trend, Momentum, Volatilität, Position) mit fixen Gewichten — wird aktuell nur informativ angezeigt und fließt nicht in den Glück Conviction Score ein. Integration nach Backtest-Kalibrierung (P5).
| Indikator | Signal | Gewicht | Wert | Detail | Beitrag |
|---|---|---|---|---|---|
| Kurs vs SMA50 | Bullisch | 10 % | 126.57 | +6.9 % vs SMA50 | |
| Kurs vs SMA200 | Bullisch | 15 % | 119.73 | +13.1 % vs SMA200 | |
| EMA20 vs EMA50 | Bullisch | 5 % | 130.25 | EMA50: 127.03 | |
| MACD-Histogramm | Bullisch | 10 % | 0.209 | Bullisch | |
| RSI(14) | Neutral | 10 % | 64.1 | Neutral (30–70) | |
| Stoch %K(14) | Bärisch | 5 % | 98.2 | Überkauft | |
| ADX(14)+DI | Neutral | 10 % | 15.8 | +DI: 23.7 / −DI: 14.2 | |
| Z-Score(60) | Bärisch | 5 % | 1.54 | Extrem überkauft | |
| 52W-Position | Bullisch | 5 % | 100.0 % | Hoch 135.37 / Tief 98.72 | |
| Bollinger(20,2σ) | Bärisch | 5 % | 99.0 % | Upper 135.48 / Mid 130.07 / Lower 124.67 | |
| LinReg-Slope(60) | Bullisch | 10 % | +0.3848 | R²=0.81 / annualisiert +78.2 % |
Insider-Transaktionen (12 Monate) ⓘ
| Datum | Insider | Rolle | Typ | Stückzahl | Kurs | Wert (USD) | Δ | Trend |
|---|---|---|---|---|---|---|---|---|
| 2026-06-10 | Wilson Uma | Officer, Executive Vice President | Open Market Sale | -922 | 133,05 | -122.672,10 | -44,5% | |
| 2026-06-10 | Gallagher Kevin Charles | Director | Open Market Sale | -381 | 132,88 | -50.627,28 | -18,4% | |
| 2026-06-09 | Rine James D | Officer, President | Open Market Sale | -7.172 | 132,49 | -950.218,28 | -344,9% | |
| 2026-06-09 | Rine James D | Officer, President | Open Market Sale | -1.074 | 133,22 | -143.078,28 | -51,9% | |
| 2026-02-03 | Gallagher Kevin Charles | Director | Open Market Sale | -388 | 129,30 | -50.168,40 | -18,2% | |
| 2026-02-02 | Peterman Tamara | Director | Open Market Purchase | 154 | 127,84 | 19.687,50 | +7,1% | |
| 2026-02-02 | GRAVES GREG M | Director | Open Market Purchase | 220 | 127,84 | 28.125,00 | +10,2% | |
| 2026-02-02 | KEMPER J MARINER | Director, Officer, Chairman and CEO | Open Market Sale | -7.972 | 128,04 | -1.020.764,38 | -370,5% | |
| 2026-02-02 | KEMPER J MARINER | Director, Officer, Chairman and CEO | Open Market Sale | -7.242 | 129,19 | -935.564,29 | -339,5% | |
| 2026-02-02 | KEMPER J MARINER | Director, Officer, Chairman and CEO | Open Market Sale | -3.500 | 129,06 | -451.695,30 | -163,9% | |
| 2025-12-11 | Rine James D | Officer, President | Open Market Sale | -3.487 | 119,03 | -415.071,56 | -150,6% | |
| 2025-12-08 | KEMPER J MARINER | Director, Officer, Chairman and CEO | Open Market Sale | -15.367 | 114,58 | -1.760.750,86 | -639,0% | |
| 2025-11-10 | Gallagher Kevin Charles | Director | Open Market Sale | -460 | 110,71 | -50.926,60 | -18,5% | |
| 2025-11-04 | Newton Nikki Farentino | Officer, President, Private Wealth Mgmt | Open Market Sale | -1.300 | 106,09 | -137.917,00 | -50,1% | |
| 2025-11-03 | GRAVES GREG M | Director | Open Market Purchase | 264 | 106,41 | 28.125,66 | +10,2% | |
| 2025-11-03 | Peterman Tamara | Director | Open Market Purchase | 185 | 106,41 | 19.687,97 | +7,1% | |
| 2025-09-10 | KEMPER J MARINER | Director, Officer, Chairman and CEO | Open Market Sale | -100 | 122,51 | -12.251,00 | -4,4% | |
| 2025-09-10 | KEMPER J MARINER | Director, Officer, Chairman and CEO | Open Market Sale | -100 | 122,55 | -12.255,00 | -4,4% | |
| 2025-09-10 | KEMPER J MARINER | Director, Officer, Chairman and CEO | Open Market Sale | -800 | 122,66 | -98.124,00 | -35,6% | |
| 2025-09-09 | KEMPER J MARINER | Director, Officer, Chairman and CEO | Open Market Sale | -100 | 124,92 | -12.492,00 | -4,5% | |
| 2025-09-09 | KEMPER J MARINER | Director, Officer, Chairman and CEO | Open Market Sale | -3.400 | 125,37 | -426.258,00 | -154,7% | |
| 2025-09-09 | Wilson Uma | Officer, Executive Vice President | Open Market Sale | -282 | 123,11 | -34.717,02 | -12,6% | |
| 2025-09-03 | Johnson Shannon Andresen | Officer, Chief Administrative Officer | Open Market Sale | -1.367 | 120,58 | -164.826,03 | -59,8% | |
| 2025-09-02 | GRAVES GREG M | Director | Open Market Purchase | 234 | 120,44 | 28.125,00 | +10,2% | |
| 2025-09-02 | Peterman Tamara | Director | Open Market Purchase | 163 | 120,44 | 19.687,50 | +7,1% | |
| 2025-08-27 | Harris Amy | Officer, EVP and Chief Legal Officer | Open Market Sale | -500 | 122,02 | -61.010,00 | -22,1% | |
| 2025-08-25 | Mason Phillip James | Officer, President, Inst. Banking | Open Market Sale | -750 | 120,97 | -90.727,50 | -32,9% | |
| 2025-08-22 | King Stacy H | Officer, Chief Risk Officer | Open Market Sale | -100 | 118,69 | -11.869,00 | -4,3% | |
| 2025-08-22 | King Stacy H | Officer, Chief Risk Officer | Open Market Sale | -1.400 | 118,89 | -166.446,00 | -60,4% | |
| 2025-08-13 | Beaird Robert Brian | Officer, Chief Human Resource Officer | Open Market Sale | -1.205 | 116,17 | -139.984,85 | -50,8% | |
| 2025-08-13 | KEMPER J MARINER | Director, Officer, Chairman and CEO | Open Market Sale | -15.523 | 116,33 | -1.805.742,47 | -655,4% | |
| 2025-08-05 | Gallagher Kevin Charles | Director | Open Market Sale | -460 | 110,63 | -50.889,80 | -18,5% | |
| 2025-08-01 | GRAVES GREG M | Director | Open Market Purchase | 261 | 107,58 | 28.125,01 | +10,2% | |
| 2025-08-01 | Peterman Tamara | Director | Open Market Purchase | 183 | 107,58 | 19.687,50 | +7,1% |
Fondsaktivität (Vorquartalsvergleich) ⓘ
| Fonds | Aktuell (Stk) | Vorquartal (Stk) | Veränderung (Stk) | Wert (USD) | Status | Δ | Trend |
|---|---|---|---|---|---|---|---|
| BlackRock, Inc. | 9.344.467 | 9.116.360 | 228.107 | 1.053.962.424 | Aufgestockt | +2,5% | |
| VANGUARD GROUP INC | 7.684.774 | 0 | 7.684.774 | 884.056.401 | Neu | +100,0% | |
| UMB Bank, n.a. | 4.723.573 | 4.809.824 | -86.251 | 532.771.799 | Reduziert | -1,8% | |
| STATE STREET CORP | 3.981.601 | 4.182.520 | -200.919 | 450.846.790 | Reduziert | -4,8% | |
| VANGUARD CAPITAL MANAGEMENT LLC | 3.101.293 | 0 | 3.101.293 | 349.794.837 | Neu | +100,0% | |
| DIMENSIONAL FUND ADVISORS LP | 2.909.932 | 2.854.927 | 55.005 | 328.200.076 | Aufgestockt | +1,9% | |
| WELLINGTON MANAGEMENT GROUP LLP | 2.707.124 | 2.590.780 | 116.344 | 305.336.516 | Aufgestockt | +4,5% | |
| FMR LLC | 2.422.435 | 2.635.503 | -213.068 | 273.226.522 | Reduziert | -8,1% | |
| GEODE CAPITAL MANAGEMENT, LLC | 1.947.446 | 1.907.978 | 39.468 | 219.688.025 | Aufgestockt | +2,1% | |
| Neuberger Berman Group LLC | 1.699.639 | 1.743.903 | -44.264 | 191.702.340 | Reduziert | -2,5% | |
| Allspring Global Investments Holdings, LLC | 1.357.177 | 1.650.076 | -292.899 | 155.600.343 | Reduziert | -17,8% | |
| AMERICAN CENTURY COMPANIES INC | 1.345.844 | 1.511.248 | -165.404 | 151.797.775 | Reduziert | -10,9% | |
| EARNEST PARTNERS LLC | 1.277.889 | 1.306.642 | -28.753 | 144.133.100 | Reduziert | -2,2% | |
| ALLIANCEBERNSTEIN L.P. | 1.219.978 | 1.442.873 | -222.895 | 140.346.269 | Reduziert | -15,4% | |
| CITADEL ADVISORS LLC | 1.077.882 | 1.241.165 | -163.283 | 121.574.311 | Reduziert | -13,2% | |
| MORGAN STANLEY | 1.006.918 | 816.382 | 190.536 | 113.570.518 | Aufgestockt | +23,3% | |
| VICTORY CAPITAL MANAGEMENT INC | 979.052 | 1.103.086 | -124.034 | 110.427.275 | Reduziert | -11,2% | |
| CHARLES SCHWAB INVESTMENT MANAGEMENT INC | 966.744 | 960.831 | 5.913 | 109.039.056 | Aufgestockt | +0,6% | |
| FIRST TRUST ADVISORS LP | 899.400 | 803.251 | 96.149 | 101.443.326 | Aufgestockt | +12,0% | |
| GOLDMAN SACHS GROUP INC | 896.104 | 806.423 | 89.681 | 101.071.615 | Aufgestockt | +11,1% | |
| NORTHERN TRUST CORP | 880.345 | 853.298 | 27.047 | 99.294.113 | Aufgestockt | +3,2% | |
| NORGES BANK | 746.569 | 0 | 746.569 | 85.885.298 | Neu | +100,0% | |
| PRINCIPAL FINANCIAL GROUP INC | 712.859 | 727.019 | -14.160 | 80.403.367 | Reduziert | -1,9% | |
| BANK OF AMERICA CORP /DE/ | 695.276 | 649.729 | 45.547 | 78.420.227 | Aufgestockt | +7,0% | |
| Global Alpha Capital Management Ltd. | 658.982 | 632.216 | 26.766 | 74.326.580 | Aufgestockt | +4,2% | |
| Nuveen, LLC | 656.034 | 790.745 | -134.711 | 73.994.075 | Reduziert | -17,0% | |
| Clearbridge Investments, LLC | 649.571 | 614.037 | 35.534 | 73.265.130 | Aufgestockt | +5,8% | |
| JOHNSON INVESTMENT COUNSEL INC | 482.949 | 362.118 | 120.831 | 54.471.818 | Aufgestockt | +33,4% | |
| CAPTRUST FINANCIAL ADVISORS | 446.393 | 459.419 | -13.026 | 50.348.619 | Reduziert | -2,8% | |
| NEUMEIER POMA INVESTMENT COUNSEL LLC | 403.907 | 336.712 | 67.195 | 45.556.671 | Aufgestockt | +20,0% | |
| JPMORGAN CHASE & CO | 369.059 | 0 | 369.059 | 42.456.547 | Neu | +100,0% | |
| SYSTEMATIC FINANCIAL MANAGEMENT LP | 346.445 | 345.835 | 610 | 39.075.650 | Aufgestockt | +0,2% | |
| MASSACHUSETTS FINANCIAL SERVICES CO /MA/ | 339.702 | 353.241 | -13.539 | 38.314.988 | Reduziert | -3,8% | |
| NFJ INVESTMENT GROUP, LLC | 325.964 | 348.236 | -22.272 | 36.765.479 | Reduziert | -6,4% | |
| FRANKLIN RESOURCES INC | 314.145 | 346.704 | -32.559 | 35.432.415 | Reduziert | -9,4% | |
| SCHRODER INVESTMENT MANAGEMENT GROUP | 321.910 | 480.513 | -158.603 | 35.403.661 | Reduziert | -33,0% | |
| VAUGHAN NELSON INVESTMENT MANAGEMENT, L.P. | 294.880 | 0 | 294.880 | 33.259.516 | Neu | +100,0% | |
| UBS Group AG | 292.827 | 352.785 | -59.958 | 33.027.958 | Reduziert | -17,0% | |
| RAYMOND JAMES FINANCIAL INC | 285.310 | 275.603 | 9.707 | 32.180.124 | Aufgestockt | +3,5% | |
| Invesco Ltd. | 274.336 | 283.113 | -8.777 | 30.942.358 | Reduziert | -3,1% | |
| EMERALD ADVISERS, LLC | 267.438 | 275.296 | -7.858 | 30.164.311 | Reduziert | -2,9% | |
| Qube Research & Technologies Ltd | 266.732 | 96.625 | 170.107 | 30.084.702 | Aufgestockt | +176,0% | |
| Fisher Asset Management, LLC | 242.438 | 266.751 | -24.313 | 27.344.580 | Reduziert | -9,1% | |
| Stieven Capital Advisors, L.P. | 228.789 | 229.589 | -800 | 25.805.111 | Reduziert | -0,3% | |
| RHUMBLINE ADVISERS | 227.782 | 224.506 | 3.276 | 25.691.502 | Aufgestockt | +1,5% | |
| ProShare Advisors LLC | 215.435 | 309.657 | -94.222 | 24.298.913 | Reduziert | -30,4% | |
| Boston Trust Walden Corp | 208.003 | 237.130 | -29.127 | 23.460.659 | Reduziert | -12,3% | |
| NEW YORK STATE COMMON RETIREMENT FUND | 193.663 | 193.936 | -273 | 21.843.250 | Reduziert | -0,1% | |
| SEI INVESTMENTS CO | 190.703 | 194.472 | -3.769 | 21.509.684 | Reduziert | -1,9% | |
| AQR CAPITAL MANAGEMENT LLC | 192.661 | 149.473 | 43.188 | 21.504.854 | Aufgestockt | +28,9% |
Top-Fondshalter (Stand: 31.03.2026) ⓘ
| Fonds | Anteile | Vorquartal (Stk) | Δ | Wert (USD) | Anteil (%) |
|---|---|---|---|---|---|
| BlackRock, Inc. | 9.344.467 | 9.116.360 | +2,5% | 1.053.962.424 | 15,01 |
| UMB Bank, n.a. | 4.723.573 | 4.809.824 | -1,8% | 532.771.799 | 7,59 |
| STATE STREET CORP | 3.981.601 | 4.182.520 | -4,8% | 450.846.790 | 6,42 |
| VANGUARD CAPITAL MANAGEMENT LLC | 3.101.293 | 0 | +100,0% | 349.794.837 | 4,98 |
| DIMENSIONAL FUND ADVISORS LP | 2.909.932 | 2.854.927 | +1,9% | 328.200.076 | 4,67 |
| WELLINGTON MANAGEMENT GROUP LLP | 2.707.124 | 2.590.780 | +4,5% | 305.336.516 | 4,35 |
| FMR LLC | 2.422.435 | 2.635.503 | -8,1% | 273.226.522 | 3,89 |
| GEODE CAPITAL MANAGEMENT, LLC | 1.947.446 | 1.907.978 | +2,1% | 219.688.025 | 3,13 |
| Neuberger Berman Group LLC | 1.699.639 | 1.743.903 | -2,5% | 191.702.340 | 2,73 |
| Allspring Global Investments Holdings, LLC | 1.357.177 | 1.650.076 | -17,8% | 155.600.343 | 2,22 |
| AMERICAN CENTURY COMPANIES INC | 1.345.844 | 1.511.248 | -10,9% | 151.797.775 | 2,16 |
| EARNEST PARTNERS LLC | 1.277.889 | 1.306.642 | -2,2% | 144.133.100 | 2,05 |
| ALLIANCEBERNSTEIN L.P. | 1.219.978 | 1.442.873 | -15,4% | 140.346.269 | 2,00 |
| CITADEL ADVISORS LLC | 1.077.882 | 1.241.165 | -13,2% | 121.574.311 | 1,73 |
| MORGAN STANLEY | 1.006.918 | 816.382 | +23,3% | 113.570.518 | 1,62 |
| VICTORY CAPITAL MANAGEMENT INC | 979.052 | 1.103.086 | -11,2% | 110.427.275 | 1,57 |
| CHARLES SCHWAB INVESTMENT MANAGEMENT INC | 966.744 | 960.831 | +0,6% | 109.039.056 | 1,55 |
| FIRST TRUST ADVISORS LP | 899.400 | 803.251 | +12,0% | 101.443.326 | 1,44 |
| GOLDMAN SACHS GROUP INC | 896.104 | 806.423 | +11,1% | 101.071.615 | 1,44 |
| NORTHERN TRUST CORP | 880.345 | 853.298 | +3,2% | 99.294.113 | 1,41 |
Halter-Trend (6 Quartale)
| Periode | Status | Halter | Anteile (Mio) | Wert (Mio $) |
|---|---|---|---|---|
| 31.03.2026 | ✓ | 442 | 72,5 | 7.915 |
| 31.12.2025 | ✓ | 404 | 72,3 | 8.091 |
| 30.09.2025 | ✓ | 403 | 71,1 | 8.226 |
| 30.06.2025 | ✓ | 405 | 74,7 | 7.642 |
| 31.03.2025 | ✓ | 406 | 70,7 | 6.968 |
| 31.12.2024 | ✓ | 347 | 51,9 | 5.714 |
Top 10 Neueinsteiger
| Fonds | Anteile | Wert (USD) ⓘ |
|---|---|---|
| NORGES BANK | 746.569 | 85.885.298 |
| Verition Fund Management LLC | 133.999 | 15.415.245 |
| Qube Research & Technologies Ltd | 96.625 | 11.115.740 |
| Karl Kapital LLC | 51.728 | 5.950.789 |
| Triveni Capital Investments LP | 50.932 | 5.859.217 |
| FIL Ltd | 45.000 | 5.176.800 |
| Squarepoint Ops LLC | 33.776 | 3.885.591 |
| Aquatic Capital Management LLC | 9.604 | 1.104.844 |
| CANADA PENSION PLAN INVESTMENT BOARD | 7.800 | 897.312 |
| DRW Securities, LLC | 7.568 | 870.622 |
Top 10 Aufstocker
| Fonds | Anteile | Δ Anteile ⓘ | Δ % ⓘ | Wert (USD) ⓘ |
|---|---|---|---|---|
| UMB Bank, n.a. | 4.809.824 | 493.875 | +11.4 % | 553.322.153 |
| BALYASNY ASSET MANAGEMENT L.P. | 422.065 | 388.253 | +1148.3 % | 48.554.358 |
| FMR LLC | 2.635.503 | 387.925 | +17.3 % | 303.188.302 |
| CITADEL ADVISORS LLC | 1.241.165 | 358.318 | +40.6 % | 142.783.622 |
| JOHNSON INVESTMENT COUNSEL INC | 362.118 | 340.316 | +1560.9 % | 41.658.055 |
| PRICE T ROWE ASSOCIATES INC /MD/ | 486.066 | 238.173 | +96.1 % | 55.919 |
| FIRST TRUST ADVISORS LP | 803.251 | 222.325 | +38.3 % | 92.405.995 |
| ADAGE CAPITAL PARTNERS GP, L.L.C. | 380.211 | 114.279 | +43.0 % | 43.739.473 |
| MORGAN STANLEY | 816.382 | 90.689 | +12.5 % | 93.916.720 |
| BlackRock, Inc. | 9.116.360 | 77.731 | +0.9 % | 1.048.746.108 |
Top 10 Verkäufer
| Fonds | Anteile | Δ Anteile ⓘ | Δ % ⓘ | Wert (USD) ⓘ |
|---|---|---|---|---|
| WELLINGTON MANAGEMENT GROUP LLP | 2.590.780 | -508.018 | -16.4 % | 298.043.332 |
| VICTORY CAPITAL MANAGEMENT INC | 1.103.086 | -118.977 | -9.7 % | 126.899.014 |
| Allspring Global Investments Holdings, LLC | 1.650.076 | -105.420 | -6.0 % | 192.200.853 |
| FEDERATED HERMES, INC. | 160.990 | -92.718 | -36.5 % | 18.520.290 |
| Neuberger Berman Group LLC | 1.743.903 | -88.771 | -4.8 % | 200.618.619 |
| VANGUARD GROUP INC | 7.684.774 | -84.055 | -1.1 % | 884.056.401 |
| AMERICAN CENTURY COMPANIES INC | 1.511.248 | -83.132 | -5.2 % | 173.853.997 |
| NORTHERN TRUST CORP | 853.298 | -75.858 | -8.2 % | 98.163.401 |
| JANE STREET GROUP, LLC | 6.907 | -73.521 | -91.4 % | 794.581 |
| EARNEST PARTNERS LLC | 1.306.642 | -65.011 | -4.7 % | 150.316.096 |
Aktivisten & Großaktionäre (13D/13G) ⓘ
| Datum | Investor | Typ | Anteil | Aktien | Δ | Zweck |
|---|---|---|---|---|---|---|
| 29.04.2026 | Vanguard Portfolio Management | Passiv (13G) | 5,48 % | 4.176.256 | Neu | |
| 27.03.2026 | The Vanguard Group | Passiv (13G/A) | Ausstieg | 0 | -10,09 pp | |
| 24.03.2026 | J MARINER KEMPER | Aktivist (13D/A) | 4,81 % | 3.660.852 | Neu | On April 28, 2024, UMBF entered into (i) an underwriting agreement (the "Underwriting Ag… |
| 07.04.2025 | The Vanguard Group | Passiv (13G/A) | 10,09 % | 7.332.764 | +1,21 pp | |
| 04.02.2025 | J. Mariner Kemper | Aktivist (13D/A) | 5,20 % | 3.757.772 | Neu | On April 28, 2024, UMBF entered into an Agreement and Plan of Merger (the "Merger Agreem… |
| 13.02.2024 | The Vanguard Group | Passiv (13G/A) | 8,88 % | 4.310.807 | -0,35 pp | |
| 24.01.2024 | : STATE STREET CORPORATION | Passiv (13G/A) | 6,12 % | 0 | -1,40 pp | |
| 23.01.2024 | . BlackRock, Inc. | Passiv (13G/A) | 12,30 % | 5.975.948 | +0,70 pp | |
| 09.02.2023 | The Vanguard Group | Passiv (13G/A) | 9,23 % | 4.459.978 | +0,34 pp | |
| 07.02.2023 | : STATE STREET CORPORATION | Passiv (13G) | 7,52 % | 0 | Neu | |
| 23.01.2023 | . BlackRock, Inc. | Passiv (13G/A) | 11,60 % | 5.588.925 | +1,00 pp | |
| 10.02.2022 | The Vanguard Group | Passiv (13G/A) | 8,89 % | 4.300.446 | -0,02 pp | |
| 27.01.2022 | . BlackRock, Inc. | Passiv (13G/A) | 10,60 % | 5.147.539 | 0,00 pp | |
| 25.01.2022 | . BlackRock, Inc. | Passiv (13G) | 10,60 % | 5.147.539 | +0,10 pp |
Stammdaten
UMB Financial Corporation ist die Holding-Gesellschaft der UMB Bank, die verschiedene Bank- und andere Finanzdienstleistungen anbietet. Das Segment Commercial Banking bietet Geschäftsdarlehen und Kreditkarten, kommerzielle Immobilienfinanzierung, Kreditbriefe, Kreditvergabe und Beratungsdienste an, verschiedene Geschäftslösungen einschließlich Asset-gestützter Kreditvergabe, Forderungsfinanzierung, Mezzanine-Verschuldung und Minderheitsbeteiligungs-Eigenkapitalinvestitionen sowie Treasury-Management-Dienste wie Depotdienste, Kontoabstimmung, Cash-Management-Tool, Kontoausgleich und Forderungslösung, elektronische Geldtransfers und automatisierte Zahlungen, kontrollierte Auszahlungen, Postfachdienste und Remote-Einzahlungserfassung. Das Segment Institutional Banking bietet Vermögensmanagement und Gesundheitsdienste für institutionelle Kunden an sowie Fondsverwaltung und Buchhaltung, Anlegerservice und Transferagenturen, Marketing und Vertrieb, Verwahrstelle, Dienstleistungen für alternative Anlagen, Festeinkommenverkauf, Handel und Übernahmen sowie Corporate-Trust- und Treuhanddienste sowie Verwahrdienste. Dieses Segment bietet auch Gesundheitszahlungslösungen einschließlich Verwahrdiensten für Gesundheitssparkonten und private Label, mehrzweck-Debitkarten für Versicherungsträger, Drittadministratoren, Softwareunternehmen, Arbeitgeber und Finanzinstitutionen. Das Segment Personal Banking bietet Einzahlungskonten, Einzelhandels-Kreditkarten, Private Banking, Ratendarlehen, Heimat-Eigenkapitallinien, Wohnhypotheken und Kleinunternehmensdarlehen sowie Internet-Banking, Geldautomaten-Netzwerk, Private Banking, Makler- und Versicherungsdienste sowie Advisory- und Treuhanddienste an. Das Unternehmen ist über ein Netzwerk von Niederlassungen und Büros in den Bundesstaaten Missouri, Kansas, Colorado, Illinois, Oklahoma, Texas, Arizona, Nebraska, Iowa, Pennsylvania, South Dakota, Indiana, Utah, Minnesota, Kalifornien und Wisconsin tätig. Das Unternehmen wurde 1913 gegründet und hat seinen Sitz in Kansas City, Missouri.
Unternehmen & Branche
| Name | UMB FINANCIAL CORP |
|---|---|
| Ticker | UMBF |
| CIK | 0000101382 |
| Boerse | Nasdaq |
| Sektor | Financial Services |
| Industrie | Banks - Regional |
| SIC | 6021 · National Commercial Banks |
Wertpapier & Kennzahlen
| CUSIP | 902788108 |
|---|---|
| ISIN | US9027881088 |
| Typ | Common Stock |
| Marktkapitalisierung | 10,00 Mrd. USD |
| KGV (P/E) | 14,17 |
| Beta | 0,79 |
| Dividendenrendite | 0,01 % |
Bewertung
| KBV (P/B) | 1,30 vs. 1,63 (2021) ▼ |
|---|---|
| FCF-Rendite | 9,8 % vs. 9,7 % (2021) ≈ |
| Buyback-Rendite | 0,2 % vs. 0,1 % (2021) ▲ |
| Ausschüttungsquote | 19,3 % vs. 18,9 % (2021) ▲ |
Qualität & Bilanz
| ROIC | 9,1 % vs. 11,2 % (2021) ▼ |
|---|
Basis: SEC-XBRL-Jahresabschluss bis 31.12.2025, Multiples mit aktueller Marktkapitalisierung (trailing), Vergleich: GJ bis 2021. Kennzahlen erklärt →
Kennzahlen-Historie (5 Jahre) – Tabelle & Verlauf
| Kennzahl | 2021 | 2022 | 2023 | 2024 | 2025 | Verlauf |
|---|---|---|---|---|---|---|
| Bewertung | ||||||
| KBV (P/B) | 1,63 | 1,51 | 1,31 | 1,59 | 1,14 | |
| FCF-Rendite | 9,7 % | 17,8 % | 11,1 % | 3,7 % | 11,2 % | |
| Buyback-Rendite | 0,1 % | 0,8 % | 0,2 % | 0,1 % | 0,2 % | |
| Ausschüttungsquote | 18,9 % | 16,7 % | 21,2 % | 17,5 % | 19,3 % | |
| Qualität & Bilanz | ||||||
| ROIC | 11,2 % | 16,2 % | 11,3 % | 12,7 % | 9,1 % | |
Basis: SEC-XBRL-Jahresabschlüsse, Multiples je Geschäftsjahr mit Marktkapitalisierung zum Bilanzstichtag (point-in-time).
Externe Quelle:
SEC EDGAR »
Externe Links: Yahoo Finance » · OnVista »
Finanzkennzahlen (SEC XBRL) ⓘ
| Periode | Filing | Umsatz | Nettoergebnis | EPS | Aktiva | Eigenkapital |
|---|---|---|---|---|---|---|
| 2026-03-31 | 10-Q | 261.438.000 | 3,35 | 72.674.161.000 | 7.826.997.000 | |
| 2025-12-31 | 10-K | 702.398.000 | 9,29 | 73.094.090.000 | 7.693.568.000 | |
| 2025-09-30 | 10-Q | 188.316.000 | 2,36 | 71.881.181.000 | 7.443.950.000 | |
| 2025-06-30 | 10-Q | 217.394.000 | 2,82 | 71.760.153.000 | 7.285.765.000 | |
| 2025-03-31 | 10-Q | 81.333.000 | 1,21 | 69.347.313.000 | 6.748.434.000 | |
| 2024-12-31 | 10-K | 441.243.000 | 8,99 | 50.409.664.000 | 3.466.541.000 | |
| 2024-09-30 | 10-Q | 109.643.000 | 2,23 | 47.496.428.000 | 3.535.489.000 | |
| 2024-06-30 | 10-Q | 101.345.000 | 2,07 | 44.469.414.000 | 3.227.347.000 | |
| 2024-03-31 | 10-Q | 110.258.000 | 2,25 | 45.343.375.000 | 3.152.816.000 | |
| 2023-12-31 | 10-K | 350.024.000 | 7,18 | 44.011.674.000 | 3.100.419.000 | |
| 2023-09-30 | 10-Q | 96.554.000 | 1,98 | 41.464.682.000 | 2.806.659.000 | |
| 2023-06-30 | 10-Q | 90.110.000 | 1,85 | 41.243.042.000 | 2.831.628.000 | |
| 2023-03-31 | 10-Q | 92.437.000 | 1,90 | 40.607.190.000 | 2.814.659.000 | |
| 2022-12-31 | 10-K | 431.682.000 | 8,86 | 38.512.461.000 | 2.667.093.000 | |
| 2022-09-30 | 10-Q | 87.990.000 | 1,81 | 37.581.062.000 | 2.523.545.000 | |
| 2022-06-30 | 10-Q | 137.556.000 | 2,83 | 37.507.841.000 | 2.642.888.000 | |
| 2022-03-31 | 10-Q | 105.963.000 | 2,17 | 40.605.742.000 | 2.748.405.000 | |
| 2021-12-31 | 10-K | 353.018.000 | 7,24 | 42.693.484.000 | 3.145.424.000 | |
| 2021-09-30 | 10-Q | 94.467.000 | 1,94 | 37.554.285.000 | 3.112.840.000 | |
| 2021-06-30 | 10-Q | 87.412.000 | 1,79 | 36.619.015.000 | 3.090.244.000 |
Quartalsergebnisse (Earnings) ⓘ
| Quartal | Stichtag | Verkündet | Umsatz | EPS |
|---|---|---|---|---|
| Q1 2026 | 31.03.2026 | 30.04.2026 | – | 3,35 |
| Q3 2025 | 30.09.2025 | 30.10.2025 | – | 2,36 |
| Q2 2025 | 30.06.2025 | 31.07.2025 | – | 2,82 |
| Q1 2025 | 31.03.2025 | 30.04.2026 | – | 1,21 |
| Q3 2024 | 30.09.2024 | 30.10.2025 | – | 2,23 |
| Q2 2024 | 30.06.2024 | 31.07.2025 | – | 2,07 |
| Q1 2024 | 31.03.2024 | 02.05.2025 | – | 2,25 |
| Q3 2023 | 30.09.2023 | 31.10.2024 | – | 1,98 |
| Q2 2023 | 30.06.2023 | 01.08.2024 | – | 1,85 |
Einreichungs-Historie (10-K / 10-Q)
SEC-Einreichungs-Historie der Quartalsberichte (10-Q) und Jahresberichte
(10-K) der letzten sechs Jahre. Die Spalte „Verzögerung" zeigt die
Tage zwischen Berichtsstichtag und tatsächlicher Einreichung.
Suffix /A kennzeichnet nachträgliche Berichtigungen.
| Eingereicht | Form | Berichtsperiode | Verzögerung | |
|---|---|---|---|---|
| 30.04.2026 | 10-Q | 31.03.2026 | 30 Tage | SEC » |
| 26.02.2026 | 10-K | 31.12.2025 | 57 Tage | SEC » |
| 30.10.2025 | 10-Q | 30.09.2025 | 30 Tage | SEC » |
| 31.07.2025 | 10-Q | 30.06.2025 | 31 Tage | SEC » |
| 02.05.2025 | 10-Q | 31.03.2025 | 32 Tage | SEC » |
| 27.02.2025 | 10-K | 31.12.2024 | 58 Tage | SEC » |
| 31.10.2024 | 10-Q | 30.09.2024 | 31 Tage | SEC » |
| 01.08.2024 | 10-Q | 30.06.2024 | 32 Tage | SEC » |
| 07.05.2024 | 10-Q | 31.03.2024 | 37 Tage | SEC » |
| 22.02.2024 | 10-K | 31.12.2023 | 53 Tage | SEC » |
| 26.10.2023 | 10-Q | 30.09.2023 | 26 Tage | SEC » |
| 27.07.2023 | 10-Q | 30.06.2023 | 27 Tage | SEC » |
| 27.04.2023 | 10-Q | 31.03.2023 | 27 Tage | SEC » |
| 23.02.2023 | 10-K | 31.12.2022 | 54 Tage | SEC » |
| 27.10.2022 | 10-Q | 30.09.2022 | 27 Tage | SEC » |
| 28.07.2022 | 10-Q | 30.06.2022 | 28 Tage | SEC » |
| 28.04.2022 | 10-Q | 31.03.2022 | 28 Tage | SEC » |
| 24.02.2022 | 10-K | 31.12.2021 | 55 Tage | SEC » |
| 28.10.2021 | 10-Q | 30.09.2021 | 28 Tage | SEC » |
| 29.07.2021 | 10-Q | 30.06.2021 | 29 Tage | SEC » |
| 29.04.2021 | 10-Q | 31.03.2021 | 29 Tage | SEC » |
| 01.03.2021 | 10-K | 31.12.2020 | 60 Tage | SEC » |
| 29.10.2020 | 10-Q | 30.09.2020 | 29 Tage | SEC » |
| 30.07.2020 | 10-Q | 30.06.2020 | 30 Tage | SEC » |
Kritische 8-K Meldungen ⓘ
| Datum | Meldung | Schwere | Filing | Auszug |
|---|---|---|---|---|
| 10.02.2026 | Item 5.02 — Abgang Schlüsselpersonen | HOCH | SEC | 13(a) of the Exchange Act. ☐ Item 5.02 Departure of Directors or Certain Officers; Election of Directors; Appointment… |
| 05.02.2024 | Item 5.02 — Abgang Schlüsselpersonen | HOCH | SEC | Act. ☐ Item 5.02 Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain… |
| 23.08.2023 | Item 5.02 — Abgang Schlüsselpersonen | HOCH | SEC | Act. ☐ Item 5.02 Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain… |
| 29.07.2022 | Item 5.02 — Abgang Schlüsselpersonen | HOCH | SEC | Item 5.02 Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers… |
| 28.01.2020 | Item 5.02 — Abgang Schlüsselpersonen | HOCH | SEC | Item 5.02 Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers… |
Fail-to-Deliver (6 Monate) ⓘ
| Datum | FTD-Menge | Kurs | Wert (USD) |
|---|---|---|---|
| 2026-05-12 | 275 | 130,32 | 35.838 |
| 2026-05-11 | 7 | 131,36 | 920 |
| 2026-05-08 | 7 | 131,17 | 918 |
| 2026-05-07 | 19 | 133,95 | 2.545 |
| 2026-04-30 | 1.009 | 124,22 | 125.338 |
| 2026-04-09 | 33 | 120,06 | 3.962 |
| 2026-02-20 | 29 | 126,12 | 3.657 |
| 2026-02-19 | 1.355 | 127,86 | 173.250 |
| 2026-02-13 | 11 | 128,99 | 1.419 |
| 2026-02-12 | 25 | 132,16 | 3.304 |
| 2026-02-10 | 37 | 134,29 | 4.969 |
| 2026-02-05 | 10 | 130,97 | 1.310 |
| 2026-02-04 | 17 | 127,96 | 2.175 |
| 2026-01-29 | 10 | 124,66 | 1.247 |
| 2026-01-28 | 1.006 | 124,86 | 125.609 |
| 2026-01-22 | 15 | 126,34 | 1.895 |
| 2026-01-08 | 50 | 120,24 | 6.012 |
| 2026-01-05 | 30 | 116,48 | 3.494 |
| 2025-12-26 | 4.854 | 118,90 | 577.141 |
| 2025-12-15 | 212 | 118,17 | 25.052 |